Employee Benefits Insurance


We understand the complex link between employee well-being and organisational success, and this knowledge guides our Employee Benefits solutions. By offering comprehensive medical coverage and preventive care, we help ease the financial stress of healthcare expenses, fostering a strong, engaged, and healthier workforce.

Group Mediclaim Policy

Group Health insurance stands as a cornerstone in this landscape, wielding the power to transform your workforce and elevate your business. In an era where attracting and retaining top talent is paramount, comprehensive health coverage becomes a strategic asset. This is where PINC Insurance emerges as your invaluable partner.

Yet our partnership extends beyond insurance. We offer strategic counsel to navigate the evolving landscape of employee benefits, ensuring your offerings align with your employees' evolving needs and aspirations. As pioneers in understanding the dynamics of group health insurance, we're uniquely positioned to help you optimise your benefits strategy, enhancing your capacity to attract exceptional talent, boost employee satisfaction, and ultimately drive your business's prosperity.

This Policy Covers

Hospitalisation Expenses covered include:

  • A group medical insurance will cover hospitalisation expenses if the patient is admitted for a minimum period of 24 hours. The expense includes room charges, operation theatre charges, fees of medical practitioner, anaesthetist, and consultants and nursing expenses.
  • It also covers the cost of medicines, surgical appliances, and procedures.
  • It covers domiciliary hospitalisation, day care treatment and 30 days of pre- hospitalisation and 60 days post-hospitalization expenses.
  • Unlike an individual medical insurance policy, a Group Health Insurance policy starts covering pre-existing diseases from the day the policy is issued.
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Wellness Programs

Employers' approach to improving employee health, wellness programs include activities such as Yoga, Zumba, Health Check-ups, Health Awareness Camps, Pharmacy and Diagnostic Discounts, Health camps that are designed to help employees eat better, lose weight, and improve their overall physical health. We design and organise tailor-made wellness programs for our clients.

Group Personal Accident

Unforeseen mishaps can manifest in any setting and impact individuals indiscriminately. These events can lead to significant financial strains, income disruptions, and even permanent disabilities or fatalities. A personal accident policy emerges as a pivotal safeguard, enabling your employees to provide financial security for their families. Our comprehensive policies offer seamless premiums and expeditious claim procedures, ensuring peace of mind. Entrust your quest for optimal coverage to our esteemed insurance advisory services and empower your employees with the protection they deserve.

This Policy Covers

  • Accidental Death
  • Permanent Partial Disability
  • Permanent Total Disability
  • Weekly Benefit
  • Medical Reimbursement
  • Education Benefit
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The PINC Advantage

Customized Policy Design

Tailor-made insurance solutions that fit your organization's unique needs.

Industry Benchmarking

Stay ahead with insights and comparisons to industry standards.

Employee Wellness Programs

Enhance workforce health and productivity through targeted wellness initiatives.

Technology-Driven Insights

Utilize real-time reports for informed decision-making and efficient management.

Articles

Our Articles are a robust resource hub, designed to keep you well-informed and ready to navigate the dynamic demands of the modern business world.

Reports

Faster Cashless Approvals for Health Insurance Claims

At PINC Insurance, we understand the importance of swift claim settlements, especially during medical emergencies. Welcoming the recent development from IRDAI mandating a 3-hour turnaround time for cashless claim approvals.

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Reports

No Age Limit for Health Insurance

IRDAI's recent move to eliminate age limits for health insurance marks a significant step towards greater inclusivity and financial security. PINC Insurance is here to provide you with all the details you need to know about this recent move.

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Reports

Cashless Everywhere

We at PINC Insurance are committed to ensuring our clients have access to Quality Healthcare That's why we're excited about the recent "Cashless for Everyone" initiative, offering increased flexibility and reduced financial burden.

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Get in touch

  • PINC Insurance - 1219, 12th Floor, Maker Chamber V, Nariman Point, Mumbai, Maharashtra 400021 - India
  • + 022 6618 6400
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