Welcome to www.pincinsurance.com website (PINC Insurance) and all services offered by PINC Insurance’s Sites and mobile applications which are 1) PINC Insurance, 2) PINC Strides Health Insurance, and 3) PINC CRM and various other mobile applications., a composite insurance brokerage house registered with Insurance Regulatory Development Authority of India (IRDA) as composite Insurance Broker having License no.118 (valid upto 23.02.2024), handling underwriting, claims, reinsurance and risk management services in India and across the world.
PLEASE READ THIS DOCUMENT CAREFULLY BEFORE ACCESSING OR USING THE SITE AND APPLICATION. BY ACCESSING OR USING THE SITE/APPLICATIONS, YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS SET FORTH BELOW. IF YOU DO NOT WISH TO BE BOUND BY THESE TERMS AND CONDITIONS, YOU MAY NOT ACCESS OR USE THE WEBSITE. WWW.PINCINSURANCE.COM MAY MODIFY THIS AGREEMENT AT ANY TIME AND SUCH MODIFICATION SHALL BE EFFECTIVE IMMEDIATELY UPON POSTING OF THE MODIFIED AGREEMENT ON THE SITE/APPLICATIONS. YOU AGREE TO REVIEW THE AGREEMENT PERIODICALLY TO BE AWARE OF SUCH MODIFICATIONS AND YOUR CONTINUED ACCESS OR USE OF THE SITE/APPLICATIONS SHALL BE DEEMED YOUR CONCLUSIVE ACCEPTANCE OF THE MODIFIED AGREEMENT.
1. Copyright, Trademark, Licenses and Idea Submissions. The entire contents of the Site and /or Applications are protected by international copyright and trademark laws. The owner of the copyrights and trademarks are PINC Insurance, its affiliates or other third party licensors. You may not allocate, distribute, or reproduce in any way any copyrighted material, Designs, trademarks or other Intellectual Property and proprietary information belonging to others without obtaining the prior written consent of the owner of such proprietary rights. You may not modify copy, reproduce, republish, upload, post, transmit, or distribute, in any manner, the material on the site, including text, slogans, logo, graphics, code and/or software. You may print and download portions of material from the different areas of the Site/Applications solely for your own Personal non-commercial use provided that you agree not to change or delete any copyright or proprietary notices from the materials. All software used on this Website/Applications is the property of PINC Insurance or its licensees and protected by Indian and international copyright laws.
3. Indemnification. You agree to indemnify, defend and hold harmless PINC Insurance, its team of skilled and preserving associations, entire staff and any third party information providers to the Service from and against all losses, expenses, damages and costs, resulting from any violation of this Agreement (including negligent or wrongful conduct) by you or any other person accessing the Service.
4. Miscellaneous. You shall not make any negative, denigrating or defamatory statement(s) or comment(s) about PINC Insurance or domain name used by PINC Insurance including the terms, www.pincinsurance.com, or otherwise engage in any conduct or action that might tarnish the image or reputation, of PINC Insurance or sellers on platform or otherwise tarnish or dilute any PINC Insurance’s trade or service marks, trade name and/or goodwill associated with such trade or service marks, trade name as may be owned or used by us. You agree that you will not take any action that imposes an unreasonable or disproportionately large load on the infrastructure of the Websites or applications or PINC Insurance’s systems or networks, or any systems or networks connected to PINC Insurance.
You shall not probe, scan or test the vulnerability of the Website/Applications or any network connected to the Website/Applications nor breach the security or authentication measures on the Website/Applications or any network connected to the Website/Applications. You may not reverse look-up, trace or seek to trace any information on any other User of or visitor to Website/Applications, or any other customer, including any account on the Website/Applications not owned by you, to its source, or exploit the Website/Applications or any service or information made available or offered by or through the Website or Applications, in any way where the purpose is to reveal any information, including but not limited to personal identification or information, other than Your own information, as provided for by the Website/Applications.
This Agreement shall all be governed and construed in accordance with the applicable laws to agreements made and to be performed in India. You agree that any legal action or proceeding between PINC Insurance and you for any purpose concerning this Agreement or the party’s obligations hereunder shall be brought exclusively in an exclusive jurisdiction of Mumbai, Maharashtra, India according to Indian law. Any cause of action or claim you may have with respect to the Service must commence within a one month of the claim or cause of action arisen else such claim or cause of action is barred. PINC Insurance failure to insist upon or enforce strict performance of any provision of this Agreement shall not be construed as a waiver of any provision or right. PINC Insurance may assign its rights and duties under this Agreement to any party at any time without notice to you.
PINC Insurance reserves the right to make changes in the website/applications, withdraw access to this website/applications, Termination of accounts and revise the services described in this website/applications at any time without any previous notice.Any rights not expressly granted herein are reserved. Insurance is the subject matter of the solicitation. For more details on benefits, exclusions, limitations, terms and conditions, please refer sales brochure/policy wording carefully before concluding a sale.