How to check vehicle insurance status online
Vehicle Insurance has become crucial for every vehicle owner to ensure a protective bubble against the expenses related to the vehicle and the uncertainties of the road. As the IRDA has made it compulsory to buy third party vehicle insurance, it is vital to ensure that your vehicle insurance policy is up to date. Furthermore, in case of expired vehicle insurance, you can not file a claim in case you meet with an accident or damage your car.
Hence, it is wise to regularly check car insurance online to ensure your policy is ongoing and you can enjoy its benefits.
The steps involved in the process of checking the vehicle insurance process: How to check car insurance?
There are two reasons due to which you may need to check vehicle insurance status online:
- If you have lost the details/documents of your vehicle insurance.
- If you meet with an accident and want to track down the insurance details of the vehicle in question.
Step 1: Through the Insurance Information Bureau (IIB)
IRDAI introduced IIB as a data repository to collect and store the data related to the insurance of Indian policyholders. Under the scope of services offered by IIB, the policyholder can track accident records and check vehicle insurance history:
You can check vehicle insurance status online through IIB by following the below-mentioned steps:
- Visit the official website of the Insurance Information Bureau
- Click on the ‘V-Seva’ tab on the home page under the ‘Quick Links’ option. A page for Accident Vehicle Information Retrieval System will open.
- Fill in the details such as the owner’s name, address, mobile number, email id, vehicle’s registration number and date and place of the accident if applicable.
- After you have filled in the details, click on the ‘Submit button.
- You will be able to access the insurance status if the submitted details match with a vehicle on the portal. If not, you can try to search by the vehicle’s chassis or the engine number
Step 2: Through VAHAN e-Services
If you are unable to check insurance status through IIB, you can try to find it through the VAHAN e-services portal. VAHAN is an online portal that works as the national vehicle registry. It is a one-stop solution to find registration of vehicles mandated under the Motor Vehicles Act, 1988.
You can check vehicle insurance status online through the VAHAN e-services portal by following the below-mentioned steps:
You can check vehicle insurance status online through IIB by following the below-mentioned steps:
- ❖ Visit the website of VAHAN e-services.
- ❖ Create an account if you are not already a member by filling in your mobile number and email.
- ❖ Once registered, click on the ‘Know your vehicle details on the top bar.
- ❖ Fill the tab with the vehicle’s registration number along with the captcha.
- ❖ Click on the ‘Search Vehicle’ button after entering the details.
- ❖ You can now check the vehicle insurance status as the details will appear below the search bar.
Some additional points to remember
Here are some additional points that will help you in a seamless tracking of vehicle insurance status online:
- ➔ Using one mobile number and email id, you can only search for a vehicle’s insurance status online a maximum of three times.
- ➔ IIB takes up to two months to enter information about a vehicle. Hence, you can not find information for a vehicle if it is less than two months old.
- ➔ You can only search for vehicles that have been insured after 1 April 2010 online.
- ➔ For newly bought vehicles, the insurance company submits the vehicle’s chassis and engine number to the IIB.
Tracking the vehicle insurance status through the physical channels can be time-consuming and troublesome. For a common citizen, IIB and VAHAN e-services make up for an ideal platform to track a car insurance status online in just a matter of clicks. However, it is always wise to ensure that you buy comprehensive vehicle insurance that can protect you against any eventuality. PINC Insurance offers comprehensive and customised car insurance policies that are best suited to your everyday needs. You can visit PINC Insurance. to know more and buy an ideal vehicle insurance policy for yourself.