What Is Roadside Assistance In car insurance?

Posted on Feb, 2020
What is Roadside Assistance in car insurance?
If you are looking for complete coverage for your car, then it is recommended that you invest in a comprehensive car insurance policy. When you buy a comprehensive insurance policy for your vehicle, you also have the option of purchasing different types of add-on riders by paying an additional premium, one of which is a roadside assistance cover. But what exactly is this rider, and what does it cover? Let’s find out.

What is roadside assistance in car insurance?

Roadside assistance is a popular add-on rider that you can purchase along with your comprehensive car insurance policy. As the term suggests, this cover can help you get support or help if your car breaks down in the middle of the road. You just need to call your insurance provider, inform them about the type of service you need and wait to receive help. This assistance cover can come to your aid in case of the following scenarios:

1. Your vehicle needs a tow

One minute, you may be driving your car and the next; it could just suddenly suffer an electrical or a mechanical breakdown. In such a case, you may need to tow your vehicle to the nearest garage and get it repaired. If you have the car roadside assistance cover, you can get your car towed to the nearest garage, without having to pay any additional fee.

2. Your car tyres are punctured, burst, or need to be changed

Tyre puncture is a common issue that all car owners face. The tyres could also explode due to excessive heat, which can cause quite a problem. In the absence of a spare tyre, you would find yourself in a jam. Even if you have a spare tyre, you may not know how to replace it. In such a case, you can encash your car roadside assistance rider and call for tyre change or replacement.

3. Your car needs a jump start

Another car breakdown service provided under the assistance coverage add-on rider is that of a jumpstart. If your car’s battery suddenly dies down, you may need to give it a jumpstart. You can call your insurance provider to send assistance for jumpstarting your car.

4. You’ve locked yourself out of your car

It is quite common for one to get locked out of their car absentmindedly, while the keys are well inside, in the ignition. If such a situation occurs, you can call on your insurance provider to send a mechanic with a Slim Jim, to help unlock the car without damaging it.

5. You run out of fuel

There is a possibility that you may even run out of fuel. It is especially stressful if you run out of fuel in the middle of a highway or a place, there are no petrol pumps. In such situations, the insurance provider sends you just enough fuel to help you reach your nearest fuel station. Now that you know what is roadside assistance, you should consider adding this add-on rider to your existing car insurance policy. The assistance coverage for roadside emergencies is undoubtedly one of the best riders you can encash, especially when your car is damaged in an accident and needs a tow.