What is Key-Replacement Cover In Car Insurance

It can become a difficult thing to handle the situation when you lose your car keys. Usually, on such occasions, one might head off straight to a locksmith and get a duplicate key made. In the past, it was a very convenient and inexpensive thing to do. However, it is irrelevant these days as most of the mid to high-end cars use computer code encrypted car keys. You have to approach the car’s service center for a new key or even replace the lock, which can become time-consuming and expensive. All these hassles could be tackled at once if you opt for the key replacement add-on cover with some additional premium. It would save you from bearing those extra costs and avoid unnecessary troubles.

With a car key replacement cover, you can claim the costs that have been incurred during the replacement of the locks or the making of duplicate keys. However, it is important that you be careful and keep your car keys safe as the number of key replacement claims that a person can make is restricted during the tenure of the policy. Beyond this, you will have to bear the expenses of key replacement yourself. It is always advisable to enquire about the cost of replacement of keys from the service centres as well as the maximum amount that your insurance policy will cover while you claim for your lost keys.

For more details on key replacement cover and how it can prove beneficial for you, visit pincinsurance.com